AFC in Practice – From Concept to Reality: AMLA in 2026

David has extensive global financial crime risk mitigation experience within banks and, previously, government customs agencies. David was awarded the 2019 ACAMS® Career Leadership Award in recognition of his career-long commitment to the AML/CFT community and his significant role in leading, advising and counselling the global AML profession. David Clark most recent assignment was as a Senior Financial Crime SME & Change Manager at ING Bank. Prior to joining ING, David worked for Standard Chartered where he was the Financial Crime (FC) Surveillance Process Owner; as well as managing the Case Quality Control of the FC Analysts and Investigators. Additionally, David was the Head of FC Learning responsible for the AML, Sanctions, Anti-Bribery & Corruption and Fraud Curricula, as well as the FC Compliance & Surveillance Academies. Previously David worked for GE Capital where he headed up the FC Risk Management function for EMEA and APAC, and for Barclays Wealth as the Head of FC Intelligence. Before Barclays, David had worked for ABN AMRO in their Global AML Advisory and Analysis team. Before switching careers to work in Financial Services, David had a 16-year Law Enforcement career as a Financial Investigator & Intelligence Officer which included 7 years seconded to a Crown Dependent Territory.

Dan Benisty holds a Franco-American business school degree in financial Management and a Compliance, Ethics and Regulation certification at SciencesPo Paris.

He began his professional career in the market activities of a french bank then specializes in financial and regulatory risk management for an audit and advisory firm. He then served as Director of Compliance and Internal Control at international banks.

In 2008, he joined the Western Union Group as Head of AML-CFT compliance. Since several years, Dan Benisty gives conferences in Europe and teaches AML compliance at different French Universities. In 2016, he co-founded with the Law Versailles University a compliance Officer diploma. In 2013, he co-founded the ACAMS French Chapter and he is the chairman.

Martine has served as the Head of Financial Crime Compliance (FCC) and MLRO for ING Netherlands since July 2024. In this role, she and her teams are responsible for local oversight and monitoring, MLRO escalations, FEC Investigations, and FEC Intelligence. She joined ING in March 2020 within Group Financial Crime Compliance, where she led the AML team. Her extensive knowledge and experience span a broad range of FEC-related topics, from policy design and framework development to specific customer risk assessments and operational processes. Martine brings a combination of supervisory, compliance, and risk expertise to ING. Before joining the bank, she spent approximately two years as Director of Risk & Compliance at Intertrust Netherlands (now CSC), a corporate services provider. There, she focused on implementing new legal requirements, strengthening risk awareness, and enhancing the three lines of defense. She began her career at the Dutch Central Bank (DCB), where she worked for seventeen years, primarily in the prudential banking supervision. In her final role at the DCB, she served as Head of the Department for the Supervision of Small Banks, overseeing the supervision of around twenty banks and twenty branches. Martine joined the DCB directly after university and holds master’s degrees in law from Leiden University and University College London. She also holds a postgraduate degree in Compliance & Integrity Management from VU Amsterdam.

Luiza is a Global Head of Compliance managing all levels of customer investigations and regulatory reporting - SAR/STR/CTR globally. Luiza is leading enhancement monitoring process in design and implementation for her regions as well as regulatory relationship. Prior to joining MoneyGram Luiza worked in Citi with a track record in various areas of compliance such as correspondent banking, KYC/ECDD, transaction monitoring with special focus in AML and CTF. She was leading multiple remediation, migration and transitions projects across the globe.  Luiza earned a Bachelor of Business Administration from the University of Missouri majoring in Finance and holds a Masters degree in Human Resources. Luiza is a Certified Anti Money Laundering Specialist (CAMS®) and Certified AML Specialist with an ICA.